Short-Term & Medium-Term Loans

service: Short-Term & Medium-Term Loans

Short-Term Loan (Bridging Loan)

  • MWWCS offers bridging loans to clients whose business cycles exhibit seasonality. This facility assists in alleviating cashflow constraints during certain times of the year.
  • Client pays MWWCS directly.
  • Security – the client would need to show strong cashflows, a robust balance sheet and a sound business model. First or Reversionary cession of rights, title and interest the client’s debtors, stock and shareholder suretyships.
  • Interest is serviced monthly, with capital repayments structured in line with the business cashflows and requirements.
  • Tenor is up to 12-months.
  • Non-revolving loan facility.
service: Short-Term & Medium-Term Loans

Medium-Term Loans

  • MWWCS offers this solution to clients who have strong credit metrics, and where other Merchant West products do not offer the required levels of flexibility.
  • Client pays MWWCS directly, with payments structured on either a monthly or quarterly basis and which facility fully amortises to zero at maturity.
  • Security: This is transaction dependant – ranges from bonds over movable assets etc.
  • Tenor is between 12- and 60-months.
  • Long Term Loan Facility

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Merchant West (Pty) Ltd
Merchant West (Pty) Ltd Registration Number: 2000/012050/07 is an Authorised Financial Services and Credit Provider. (FSP: 7042) (NCRCP4298)

Merchant West (Pty) Ltd and its directors, officers and employees shall not be responsible and disclaims all liability for any loss, damage (whether direct, indirect, special or consequential) and/or expense of any nature whatsoever, which may be suffered as a result of or which may be attributable, directly or indirectly, to the use of, or reliance upon any information, links or service provided through this website or any other form of publication.

Finance is available to businesses within the Republic of South Africa. Terms and conditions apply.