Short-Term & Medium-Term Loans

service: Short-Term & Medium-Term Loans

Short-Term Loan (Bridging Loan)

  • MWWCS offers bridging loans to clients whose business cycles exhibit seasonality. This facility assists in alleviating cashflow constraints during certain times of the year.
  • Client pays MWWCS directly.
  • Security – the client would need to show strong cashflows, a robust balance sheet and a sound business model. First or Reversionary cession of rights, title and interest the client’s debtors, stock and shareholder suretyships.
  • Interest is serviced monthly, with capital repayments structured in line with the business cashflows and requirements.
  • Tenor is up to 12-months.
  • Non-revolving loan facility.
service: Short-Term & Medium-Term Loans

Medium-Term Loans

  • MWWCS offers this solution to clients who have strong credit metrics, and where other Merchant West products do not offer the required levels of flexibility.
  • Client pays MWWCS directly, with payments structured on either a monthly or quarterly basis and which facility fully amortises to zero at maturity.
  • Security: This is transaction dependant – ranges from bonds over movable assets etc.
  • Tenor is between 12- and 60-months.
  • Long Term Loan Facility

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Merchant West (Pty) Ltd
Merchant West (Pty) Ltd Registration Number: 2000/012050/07 is an Authorised Financial Services and Credit Provider. (FSP: 7042) (NCRCP4298)

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Finance is available to businesses within the Republic of South Africa. Terms and conditions apply.